CHRIS HOGAN

Radio host and author Chris Hogan asked more than 10,000 U.S. millionaires questions about how they built their wealth. Here's what he learned.

Your main retirement goal should focus on savings and not on age, according to financial expert Chris Hogan. Here's how to calculate how much you'll need.

Chris Hogan studied over 10,000 millionaires to find out how they became wealthy. Here's what he learned.

Cashing out your 401(k) is almost always a bad idea, according to financial expert Chris Hogan. Here's what to do with your investments if you change jobs.

Jamies Winston passed for five touchdowns, New Orleans intercepted reigning NFL MVP Aaron Rodgers twice, and the Saints kicked off the post-Drew Brees era with a strikingly dominant opening 38-3 victory over the Green Bay Packers.

There are different ways you can save for retirement, depending on your situation.

Most millionaires aren't the jet-setters you see on television, according to author Chris Hogan. They accumulated wealth over time by making wise decisions.

There are a few moves you can make with your 401(k) when you change jobs. Here are your best options.

Chris Hogan is a financial expert and radio show host who helps people make better decisions with their money. He rarely advises people to raid their 401(k).

Not everyone can tell you how much money they will need once they get there. In fact, more than 75% of Americans haven't even run the numbers, according to the 2020 Four Pillars of the New Retirement study by investment company Edward Jones. To make things more complicated, the amount you'll need is not a one-size-fits-all. Hogan recommends you start by determining exactly how much money you need per year to fund your dream retirement. Once you have that yearly total, work your way backwards to figure out what size nest egg you need.

More than 8% of adults in the U.S. have enough assets to fit the definition, according to the Global Wealth Report 2020 by Credit Suisse. Chris Hogan, radio host and author of the book "Everyday Millionaires," surveyed more than 10,000 of those wealthy individuals to figure out their secret to success. Hogan quickly learned that most millionaires aren't the jet-setters you see on television. He found that around 97% of millionaires surveyed believed they were in control of their own destiny. Check out this video to see the other beliefs and practices that more than 90% of millionaires apply to their money.

Employer-sponsored plansContributions to a traditional retirement plan sponsored by your employer, typically a 401(k), are automatically deducted through your paycheck, pre-tax. Your company may also offer a Roth 401(k), which means contributions are made after taxes and you won't be levied on retirement withdrawals. Hogan prefers the Roth 401(k). Roth IRAContributions to Roth individual retirement accounts also are made after tax, so you don't have to pay taxes when you take money out in retirement. He then recommends putting money in a health savings account, if you have a high-deductible health-care plan.

Retirement might be the last thing you are thinking about if you lose your job. But if you have a 401(k), there are a few decisions you can make to protect your future. Being proactive is the most important thing you can do with your 401(k) when you change employers, according to financial expert and radio host Chris Hogan. Check out this video to learn the moves Hogan recommends everyone should make with their retirement accounts if they are unemployed. More from Invest in You:'Predictably Irrational' author says this is what investors should be doing during the pandemicCoronavirus forced this couple into a 27-day quarantine amid their honeymoon cruiseHow to prepare for a family member with Covid-19Disclosure: NBCUniversal and Comcast Ventures are investors in Acorns.

There are more than 20 million people in the U.S. with enough assets to fit the definition, according to a 2020 study by Credit Suisse. Chris Hogan, radio host and author of the book "Everyday Millionaires," surveyed more than 10,000 of those wealthy individuals to figure out their secret to success. Most of them accumulated their wealth over time by making wise decisions, according to Hogan. He found that around 97% of millionaires surveyed believed they were in control of their own destiny. Check out this video to see the other four beliefs and practices that more than 90% of millionaires apply to their money.

From the season-altering (Dak Prescott, Barkley) to the bizarre (Tyrod Taylor, Trent Brown), injuries are playing their traditionally significant role in the NFL. (AP Photo/Charles Rex Arbogast, File)ARLINGTON, Texas – From the season-altering to the bizarre, injuries are playing their traditionally significant role in the NFL. Brown also recently went back on the COVID-19 list, a newcomer among potential ailments with the NFL playing during a pandemic. Few teams have had the volume of injuries that have hit defending NFC champion San Francisco. New Orleans' star receiver, Michael Thomas, has had a tumultuous season in part because of ankle and hamstring injuries.

If they aren't careful, a single bill going to collections can drop a good credit score anywhere from 50 points to 100 points. The most important step you can take is to be proactive with your creditors, according to financial expert and radio host Chris Hogan. "Even if you can't pay, you can pay attention," Hogan said. Being upfront with what you can afford will often lead to creditors being more accommodating, according to Hogan. CHECK OUT: Why January is a particularly great time to invest your money via Grow with Acorns+CNBC.

Over 25% percent of Americans are planning to tap their 401(k) during the coronavirus crisis. But that almost always will be a bad idea, according to financial expert and radio show host Chris Hogan. "The only time you really want to touch your 401(k) is to prevent bankruptcy or foreclosure," Hogan said. Pulling money out of your retirement accounts in most other situations prevents you from taking advantage of upswings in the market, Hogan said. Check out this video to learn the four moves Hogan recommends everyone should make to protect their 401(k).

Arizona Cardinals quarterback Kyler Murray (1) runs in a touchdown against New York Jets free safety Marcus Maye (20) during the first half of an NFL football game, Sunday, Oct. 11, 2020, in East Rutherford. (AP Photo/Seth Wenig)EAST RUTHERFORD, N.J. – The Arizona Cardinals certainly came to the right place to get back on the winning track. Having Kyler Murray and the offense put up nearly 500 yards against the hapless and winless Jets was almost predictable. “I don’t want anyone on the team to feel satisfied with what happened today," said Murray, who threw for 380 yards. Jets: play at Miami next Sunday as NFL reorganizes schedule due to coronavirus pandemic.

The majority of Americans say they want to retire by age 67 at the latest. It is a financial number," Hogan said. Americans think they need $1.9 million to retire, according to a 2020 nationwide study by Charles Schwab. Retirement planning, however, is not a one-size-fits-all. Hogan recommends that you start by determining exactly how much money you need per year to fund your dream retirement.

Start with running back, where Giants star Saquon Barkley is believed to have torn the ACL in his right knee early in their loss at Chicago. The 49ers' Jimmy Garoppolo tried to play through a right ankle injury before Nick Mullens took over for the second half. Tevin Coleman also left San Francisco's win over the Jets with a late knee injury. Along with Lock and Sutton, the Broncos lost defensive end Dre'Mont Jones to a knee injury in their defeat at Pittsburgh. Washington guard Brandon Scherff, who left early in Arizona with a knee injury, was among the offensive linemen hurt around the NFL on Sunday.

Still, short-handed San Francisco had enough to beat the inept New York Jets. Defensive end Nick Bosa and defensive tackle Solomon Thomas were both carted off the field two plays apart with left knee injuries in the first quarter. Two plays later, Thomas was carted off — also with a left knee injury — after an 8-yard reception by Chris Hogan. San Francisco ended the 14-play possession with an 18-yard catch by Jordan Reed for the first of his two TD grabs. ... San Francisco wide receiver Brandon Aiyuk, a first-round draft pick, had two catches for 21 yards in his NFL debut.

Yet trying to figure out the best retirement plan may leave many people confused. You may have the option to contribute to an employer-sponsored plan, like a 401(k) plan. 401(k)You may have the ability to contribute to a retirement plan sponsored by your employer, typically a 401(k). Roth 401(k)A Roth 401(k) combines what is best about a 401(k) and a Roth IRA. When it comes to choosing between a Roth 401(k) and a traditional 401(k), Hogan said it's a Roth 401(k) all day long.