Between rising prices and dwindling job growth, using “buy now, pay later” on everything from concert tickets to fast food deliveries is becoming increasingly appealing.

Mass layoffs are currently affecting thousands of Americans both in the private and public sectors.

Recent mass layoffs from technology and media companies, including eBay, Riot Games and the Los Angeles Times, might have you thinking about your job security.

The job market in the U.S. remains strong overall, but recent high-profile layoffs at technology and media companies and predictions of a recession later this year have raised concerns about job security.

When social media strategist Courtney Canfield was laid off due to the COVID-19 pandemic, she was forced to take a hard look at her spending. “You Need a Budget” CEO Jesse Mecham says the company’s goal is to help people be accountable for what they spend. “One thing that it really taught me is that every dollar really does have a job. Removing “go-to apps” that allow easy purchasing from her phone’s homescreen has proven to be a money saver as well. Also, search your local internet and cable provider for their online rate card.