If you've ever applied for a mortgage, you know that little mistakes can turn into big problems. If there's a mortgage in your future, here are some things to keep in mind to save you money and avoid headaches.Â
First, check your credit report before you go to a lender. Pull your credit history six months to a year in advance and fix any problems.Â
Second, get pre-approved. It saves a lot of headaches when you talk to sellers.Â
Finally, shop around. According to the Consumer Financial Protection Bureau, nearly half of borrowers don't shop for a mortgage. All banks have different rates, so shop around for the best.Â
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